Connecting Stripe for payments

Process payments through your own Stripe account instead of OverSkill's built-in checkout.

OverSkill includes a built-in checkout that works out of the box, and for almost everyone that is the right choice. Using your own Stripe account instead is a separate, limited path.

Availability — read this first

Bringing your own Stripe account is not yet available to everyone. It is switched on for a small number of accounts, so it is very likely not enabled on yours, and there is no setting you can flip to turn it on yourself. Don't plan a launch around it.

If routing payments through your own Stripe account is a hard requirement for you, contact support and tell us why, rather than hunting for a control that isn't there.

Use the built-in checkout

Start with OverSkill's built-in checkout (see Selling your app). It's faster to set up, you don't need a Stripe account, and it's what the AI builds by default.

What your own Stripe would change, if you had it

People ask for it when they:

• Already use Stripe and want everything in one place
• Want payouts to go directly to their bank (not through OverSkill)
• Need Stripe-specific features (radar, custom invoicing, multi-currency)

What works the same

Whether you use built-in or your own Stripe:

• Customer checkout looks identical
• Subscriptions, one-time payments, refunds all work
• The user experience is the same

What's different with your own Stripe

• Money flow — payments go straight to your Stripe balance, then to your bank
• Reporting — you see everything in your Stripe dashboard alongside any other revenue
• Tax — you handle tax collection (Stripe Tax works automatically if you have it enabled)
• Fees — Stripe charges you their standard 2.9% + 30¢; OverSkill takes no platform fee

Switching back

If your account is one of the few with this enabled and you want to move back to the built-in checkout, contact support and we'll switch it for you. Existing subscriptions migrate over — your customers don't notice a change.

A note on existing subscriptions

If you have active subscribers when you switch payment providers, OverSkill migrates them so they continue billing without interruption. Customers don't get re-charged or asked to re-enter their card.

What to read next

• Selling your app — start here
• Setting prices and subscriptions — pricing options